Your attention is particularly drawn to the provisions of clauses 8 and 9 (Information Security & Warranty Disclaimer and Limitation of Liability)
TransactWorld Digital Services Limited with registration number 1827681is a company duly registered in the Federal Republic of Nigeria with our registered address situated at The Post Square, 7th Floor, 1-3 Ologun Agnaje Street, Victoria Island, Lagos State, Nigeria. We operate the website www.transactworld.com.ng.
For contact purposes, you can reach us via email at [email protected]. Our hours of operation at The Post Square address are 09:00 – 18:00 WAT (Mon – Fri).
These website Terms and Conditions (“Terms”) contained herein on this webpage is a legal and binding agreement between you, as a prospective customer of TransactWorld’s services and TransactWorld Digital Services Limited (“TransactWorld”, “we”, “our” or “us”) and shall apply to the supply of the services set out in these Terms by us to you. They shall apply to the exclusion of all other terms that you may seek to impose or incorporate, or which are implied by trade, custom, practice or course of dealing. These Terms shall oversee and administer your access to and use of TransactWorld’s services, which include all pages within the TransactWorld website, mobile applications and other products and services (collectively referred to as the “Services”).
These Terms apply in full force and effect to your use of the Services and by using any of the Services, you expressly accept all terms and conditions contained herein in full and without limitation or qualification, including our Privacy Policy. Please note that you shall not be eligible to use any of the Services, if you have any objection to any of these Terms.
YOU ARE HEREBY IMPLORED TO PLEASE READ AND UNDERSTAND THE TERMS OF AGREEMENT DETAILED BELOW VERY CAREFULLY BEFORE AGREEING TO BE BOUND BY ITS TERMS.
You may use the Services only if you agree to form a binding contract with TransactWorld and are not a person prohibited from receiving services under the laws of the Federal Republic of Nigeria or any other applicable jurisdiction. If you are accepting these Terms and using the Services on behalf of a company, business, or organization, you hereby fully represent and warrant that you are duly authorized to do so.
Our website and Services are directed to people from the ages of 18 and above. You are only permitted to use the Services if you are aged 18 or older. We do not knowingly engage people younger than the age of 18.
We grant you a non-assignable, non-exclusive and revocable license to use the software provided as part of our Services in the manner permitted by these Terms. This license grant includes all updates, upgrades, new versions and replacement software for you to use in connection with our services.
The services are protected by copyright, trademark, and other laws of both the Federal Republic of Nigeria and foreign countries. Nothing in these Terms shall be construed to give you a right to use the TransactWorld name or any of the TransactWorld trademarks, logos, domain names, and any of its distinctive brand features. All rights, title and interest in and to the Services are and will remain the exclusive property of TransactWorld and its licensors as applicable.
If/where you do not comply with all the provisions detailed herein, you shall be liable for all resulting damages suffered by you, TransactWorld and all third parties. Unless otherwise provided by applicable law, you agree not to alter, reverse engineer, reproduce, re-design, display, distribute, adapt, distribute, translate, disassemble, or otherwise attempt to create any source code that is derived from TransactWorld’s software.
Any feedback, comments, or suggestions you may provide to us and our services is entirely voluntary and we will be free to use such feedback, suggestions or comments as we deem fit without any further obligation to you.
Unless otherwise stated herein, TransactWorld and/or its licensors (as applicable) own the intellectual property rights and materials on the website subject to the license below.
All text, formatting (including without limitation the arrangement of materials on the TransactWorld website and the graphics, trade names, logos, commercials, animation, articles, tools, music, video, sound, copy, and other materials and information on the website are subject to the intellectual property rights of TransactWorld and its affiliates and their licensors and licensees (collectively the “Content”). We do not grant you any right, license, title or interest to any of our Intellectual Property rights which you may or may not have access to. These Content may not be copied, decompiled, disassembled,reverse engineered, modified or reposted to other websites.
Nothing on the TransactWorld website should be construed as granting by implication or otherwise, any license or right to use any trademark or logo displayed on the TransactWorld website, without the express written permission of TransactWorld, or such third party that may own the trademark. You hereby agree to take such actions including any legal or official documentation or other documents that may be needed to effect/further affirm our intellectual property rights.
TransactWorld recognizes the importance of protecting the privacy of those who visit and choose to use its Services. TransactWorld remains fully compliant with the Payment Card Industry Data Security Standard (PCI/DSS) requirement to the extent applicable. Note however, that such requirements may be amended from time to time. With respect to all the personal information belonging to, and/or processed in connection with TransactWorld or this website, any such personal information shall at all times be in compliance with all Data Protections Laws in the territory, in all respect and in particular the Nigeria Data Protection Act 2023, and all extant regulations on same currently in force.
TransactWorld maintains a Privacy Policy which provides an overview of the personal information that you provide to us or is collected about you and how we store and use the information provided by you in line with applicable data protection legislations. By using the TransactWorld Services, you consent to such processing and you commit to always provide accurate information as is required.
TRANSACTWORLD WILL ALWAYS ENSURE THAT THE WEBSITE IS AVAILABLE AT ALL TIMES AND IS BUG FREE. HOWEVER, PLEASE NOTE THAT IT IS USED AT YOUR OWN RISK.
WE PROVIDE ALL MATERIALS “AS IS” WITH NO WARRANTY, WHETHER EXPRESS OR IMPLIED, OF ANY KIND. WE HEREBY EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS, INCLUDING ANY IMPLIED WARRANTY OR CONDITION OF FITNESS FOR A PARTICULAR PURPOSE, AVAILABILITY, MERCHANTABILITY, SECURITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS, AND TITLE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, TRANSACTWORLD MAKES NO WARRANTY THAT ITS WEBSITE AND SERVICES WILL MEET YOUR REQUIREMENTS OR THAT ITS WEBSITE WILL REMAIN FREE FROM ANY INTERRUPTION, BUGS, INNACCURACIES, AND ERROR FREE.
YOUR USE OF OUR SERVICES ARE AT YOUR OWN RISK AND YOU ALONE WILL BE RESPONSIBLE FOR ANY DAMAGE THAT MAY RESULT IN THE FORM OF LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM OUR WEBSITE, OR OUR SERVICES SHALL CREATE ANY WARRANTY OR CONDITION WHICH IS NOT EXPRESSLY STATED HEREIN.
YOU ARE SOLELY RESPONSIBLE FOR CONFIGURING YOUR INFORMATION TECHNOLOGY, COMPUTER PROGRAMMES AND PLATFORM, IN ORDER TO ACCESS OUR SERVICES. YOU ARE IMPLORED TO ALWAYS ENSURE YOU USE A VIRUS PROTECTION SOFTWARE OR APPLICATION OF YOUR PREFERRED CHOOSING, AS WE CANNOT GUARANTEE THAT OUR SERVICES WILL BE FREE FROM VIRUSES OR BUGS AT ANY GIVEN TIME.
YOU SHALL NOT AT ANY POINT ATTEMPT TO GAIN UNAUTHORIZED ACCESS TO OUR SERVICES, DATABASES OR COMPUTERS. YOU SHALL NOT MISUSE OUR SERVICES BY INTRODUCING VIRUSES, TROJANS, OR ANY OTHER MATERIALS WHICH ARE MALICIOUS OR DEEMED TECHNOLOGICALLY HARMFUL.
YOUR USE OF THE TRANSACTWORLD SITE AND SERVICES IS AT YOUR OWN RISK. YOU HEREBY AGREE TO THE LIMITATION LIABILITY CLAUSE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW; TRANSACTWORLD SHALL IN NO WAY BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR SPECIAL DAMAGES OR ANY DAMAGES INCLUDING DAMAGES RESULTING FROM LOSS OF REVENUE, LOSS OF PROFIT, USE, GOODWILL, BUSINESS, DATA, INTERRUPTION OR ANY OTHER INTANGIBLE LOSSES (WHETHER TRANSACTWORLD MAY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR NOT), ARISING OUT OF THE TRANSACTWORLD WEBSITE OR ITS SERVICES (INCLUDING, WITHOUT LIMITATION TO THE INABILITY TO USE, OR ARISING FROM THE RESULT OF USE OF THE TRANSACTWORLD WEBSITE OR ITS SERVICES), WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, CONTRACT, STATUTE, TORT, OR ANY OTHER LEGAL THEORY.
CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF SPECIFIC WARRANTIES OR LIMITATIONS ON THE SCOPE AND DURATION OF SUCH WARRANTIES, SO THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU IN THEIR ENTIRITY BUT WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
You hereby agree to indemnify TransactWorld and undertake to keep TransactWorld, its staff and affiliates indemnified against any costs, lliabilities, losses, damages, and expenses (including without limitation reasonable legal fees and expenses), arising out of any breach by you of any provision of the Terms as detailed herein, or arising out of any claim that you have breached any provision of these Terms. You shall indemnify and hold TransactWorld harmless from and against any suit, claim or proceedings brought against TransactWorld arising from, or in connection with violations of intellectual property or any other rights of third parties in relation to your use of the Services.
Without prejudice to the rights of TransactWorld under these Terms, if you are found to have breached these Terms in any way, TransactWorld may elect to take such action as it deems appropriate to deal with the breach, including without limitation to suspending and/or prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
As with many other websites, we deploy the use of cookies to identify you as a user and to customize and improve our services to you. A cookie by definition, is a small data file that is transferred to your computer or mobile device, which enables us to remember your account log-in information, IP addresses, web traffic, number of times you visit, including the date and time of said visits.
These Terms shall be interpreted and governed in accordance with the laws of the Federal Republic of Nigeria and you agree to submit to the non-exclusive jurisdiction of the courts located in Nigeria for the resolution of any dispute.
The governing language of these terms and all communication between TransactWorld and you will be in the English language.
These Terms supersede and extinguish all previous agreements between you and TransactWorld whether written or oral, relating to this subject matter. In the event that any of these Terms are held to be invalid or unenforceable, then said provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms shall remain in full effect. TransactWorld’s failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
You are hereby advised to print a copy of these Terms or save them to your computer for future reference.
These Terms are construed to exist between you and us. No other person shall have any rights to enforce any of its terms.
TransactWorld shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following businesses/categories, or (ii) engaging in any of the following business activities unless TransactWorld is entering into a broad-based program with a recognized technology, marketplace or referral partner that specializes in these types of activities or businesses and such program is pre-approved by TransactWorld in its sole discretion:
TransactWorld shall not solicit or execute agreements with merchants or sub-merchants (i) in any of the following categories/businesses, or (ii) engaging in any of the following activities as may be updated by TransactWorld in its sole discretion from time to time as they are Prohibited by TransactWorld and/or the Card Brand rules:
TransactWorld hereby reserves the right to change, modify or revise these Terms from time to time by updating this page. The changes will not be retroactive, and the most current version of the Terms which will always be on this page shall continue to govern our relationship with you.
We will also use reasonable endeavors to notify you of any material changes which could be done via the email associated with your account or service notification. By continuing to use our Services after the changes become effective, you agree to be bound by any such revised Terms.
You agree to 123signed terms and conditions.
If you have any complaints about us and/or our Services, you may contact us at [email protected]